What can it cover?
Depending upon the policy, aviation insurance can cover:
|Type of cover
|Aircraft aerial application liability
|Covers liability arising from chemical drift and is generally for aerial agriculture businesses.
|Aircraft hull and liability
|This is the primary insurance for all aircraft owners – the policy covers loss or damage to your aircraft; and third party or passenger liability arising from an accident.
|Aircraft non-ownership liability
|For private pilots, charter operators and other non-owners – the policy covers liability arising from the hire or charter of aircraft.
|Hangar keeper’s liability
|For businesses operating in and around airports – hangars keeper’s liability can be used in tandem with an aviation business pack to cover liability for damage to aircraft on the insured premises and/or under your care. It can also cover liability arising from the sale of aircraft products or the provision of aviation service.
|Remotely piloted aircraft (RPA)
|For people who own and operate remotely piloted aircraft cover for accidental damage, plus personal injury and property claims arising from an RPA accident.
|For ground handlers, refuellers and businesses operating in or around airports.